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	<title>Disability Insurance for Individuals &#38; the Self-Employed</title>
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	<description>Learn how disability insurance works</description>
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		<title>Short Term Disability Insurance for the Self Employed</title>
		<link>http://blog.cheaper-disability-insurance.com/2012/01/short-term-disability-insurance-for-the-self-employed.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2012/01/short-term-disability-insurance-for-the-self-employed.htm#comments</comments>
		<pubDate>Fri, 20 Jan 2012 05:39:03 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=71</guid>
		<description><![CDATA[The small business owner, who will have no source of income after their disability insurance coverage stops paying, may try to go back to work too early. This can jeopardize their health. The effect of an injury or illness can make returning to work impossible or unwise for many years.]]></description>
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		<title>What is Own Occupation Disability Insurance?</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/09/what-is-own-occupation-disability-insurance.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/09/what-is-own-occupation-disability-insurance.htm#comments</comments>
		<pubDate>Sat, 24 Sep 2011 05:19:30 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=66</guid>
		<description><![CDATA[You may need the added protection of an Own Occupation disability policy depending on your profession and desires.]]></description>
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		<title>Choosing the Maximum Benefit Period for Disability</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/09/choosing-the-maximum-benefit-period-for-disability.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/09/choosing-the-maximum-benefit-period-for-disability.htm#comments</comments>
		<pubDate>Tue, 20 Sep 2011 02:02:11 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=62</guid>
		<description><![CDATA[Disability insurance policies come with several options. One of those options is the maximum length of time that the policy will pay during a disability.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Loss of Income Insurance Protection</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/09/loss-of-income-insurance-protection.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/09/loss-of-income-insurance-protection.htm#comments</comments>
		<pubDate>Tue, 13 Sep 2011 04:42:37 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=57</guid>
		<description><![CDATA[Of all the types of insurance policies, few are as important as disability insurance. For most of us everything we purchase is paid for by our earned income. Losing our ability to earn an income therefore affects any person&#8217;s quality of life to say the least. Business owners have special needs in regard to disability [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can You Buy Disability Insurance When You Are Sick Already?</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/04/can-you-buy-disability-insurance-when-you-are-sick-already.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/04/can-you-buy-disability-insurance-when-you-are-sick-already.htm#comments</comments>
		<pubDate>Sun, 01 May 2011 03:05:21 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=45</guid>
		<description><![CDATA[If you are currently disabled, you will not be able to buy a disability insurance policy. However, being sick doesn’t automatically preclude your being able to purchase a policy. If you have a condition like high blood pressure, but are not currently disabled, you may be able to purchase a disability insurance policy. You may [...]]]></description>
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		<title>Characteristics of Disability Insurance</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/04/characteristics-of-disability-insurance.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/04/characteristics-of-disability-insurance.htm#comments</comments>
		<pubDate>Tue, 26 Apr 2011 20:14:03 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=42</guid>
		<description><![CDATA[Disability insurance has some unique characteristics including something called an elimination period.  Understanding how this too-often-overlooked, but critical, insurance line works can help you get a better policy. 3SFCTSWA72XU]]></description>
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		<title>What Is A Disability Insurance Elimination Period?</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/04/what-is-a-disability-insurance-elimination-period.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/04/what-is-a-disability-insurance-elimination-period.htm#comments</comments>
		<pubDate>Wed, 20 Apr 2011 08:23:34 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=39</guid>
		<description><![CDATA[Changes your disability insurance policy's elimination period changes the quality of the coverage as well as the price.  Understanding how it works is crucial to understanding how disability insurance policies work.]]></description>
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		<title>Self Employment Disability Insurance</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/02/self-employment-disability-insurance.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/02/self-employment-disability-insurance.htm#comments</comments>
		<pubDate>Sat, 26 Feb 2011 00:56:29 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=32</guid>
		<description><![CDATA[Some people mistakenly believe that disability insurance and other types of personal insurance are only available as part of a benefits package offered through employers. Fortunately this information is false. In fact certain types of insurance are cheaper when you pay for them on your own.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Should You Buy Private Short Term Disability Insurance?</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/02/should-you-buy-private-short-term-disability-insurance.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/02/should-you-buy-private-short-term-disability-insurance.htm#comments</comments>
		<pubDate>Fri, 18 Feb 2011 22:21:57 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=26</guid>
		<description><![CDATA[Buying a private disability insurance plan can replace lost income when a medical condition or an injury keeps you from going to work. It can really pay off and greatly add to your financial security. However, short-term plans have a major and obvious flaw.  They are a short-term solution.]]></description>
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		<title>Mortgage Insurance for Disability</title>
		<link>http://blog.cheaper-disability-insurance.com/2011/02/mortgage-insurance-for-disability.htm</link>
		<comments>http://blog.cheaper-disability-insurance.com/2011/02/mortgage-insurance-for-disability.htm#comments</comments>
		<pubDate>Fri, 11 Feb 2011 22:30:38 +0000</pubDate>
		<dc:creator>Alston</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://blog.cheaper-disability-insurance.com/?p=21</guid>
		<description><![CDATA[Making sure that you can pay for your mortgage even if you are too sick to work is a big part of financial security. A lifetime of savings can be wiped out in a very short time if your income stops or is reduced to the monthly payments you might get from government-based programs.]]></description>
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